EarnSafe models the SSA earnings rules engine month by month. Given your disability onset date, benefit start date, and a history of monthly gross earnings and IRWE deductions, it tells you whether each month counts as a Trial Work Period month, whether your earnings exceed the Substantial Gainful Activity threshold, and what your benefit status is — including Extended Period of Eligibility, cessation, and reinstatement.

The goal is to help you understand the rules before you make a work decision, not after.

EarnSafe is not affiliated with the Social Security Administration. It is not legal or financial advice. It does not know your actual SSA records, any Ticket to Work assignments, or any overpayment history. Always verify your situation with SSA or a benefits counselor before making decisions about work.

Everything you enter stays in your browser tab. No earnings figures, dates, or personal details are ever sent to a server, stored in a database, or logged. Closing or refreshing the tab clears your session completely.

The only data collected is a count of how many calculations are run per day — a single number with no connection to you or your data.

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